Secured & Unsecured
Vehicle Loans
For all types of new or pre-owned vehicles, U.P. State Credit Union is the place to choose for excellent rates and terms without the hidden costs or complications often associated with dealer financing.
With a wide variety of terms, we’re confident you’ll find the perfect car that fits nicely into your budget. Be sure to use our handy calculator to give you an idea what your payments will look like.

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Personal Loans
There’s isn’t a quicker way to get a fast loan than simply using your signature. Personal loans have been a popular loan for years at U.P. State Credit Union because it can be used for any number of purposes that you deem necessary. Though no collateral is needed, you can borrow up to $10,000!
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Share/Certificate of Deposit Secured Loan
If, for some reason, your desired loan request doesn’t fit into one of the other loan categories, the Share and Certificate of Deposit Secured Loan might do the trick.
The Share Loan uses your share balance as collateral for the loan. The rate is typically much lower than most loan rates.
The Certificate of Deposit Secured Loan leans on your present CD as collateral.
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