Shares
The savings account is where a great relationship begins at U.P. State Credit Union. All members begin with the initial $5 deposit and the window of great savings opportunities opens from there. As an owner of the Credit Union, you now have voting rights and access to everything we offer.From a handful of dollars in the basic savings account to various levels of Money Market and Certificates of Deposit, U.P. State Credit Union offers numerous savings opportunities at highly competitive rates. Click here for current rates.
The basic savings accounts earn interest paid and compounded each quarter. Total savings are federally insured by the NCUA, a government agency, up to $250,000 per account.
Christmas & Vacation Clubs
You know how tough it is just to find the right gift, let alone finding something in your price range. A Christmas Club at U.P. State Credit Union will provide the discipline many need to build a nice nest egg so you’re well prepared when the shopping season arrives.You can open the account at any time and the balance (plus dividends) will be available whenever you are ready to start shopping.
Contact us for more information about either account!
Money Market Savings
U.P. State Credit Union’s Money Market Savings Account is a savings option that offers you higher interest than traditional savings and is as easily accessible to transfer into a checking account. With both Internet-based and traditional accessibility options available, you can customize your Money Market Savings to suit your banking needs.Member Rewards Savings
U.P. State Credit Union offers a Member Rewards Savings Account for members who are looking to earn a higher yield on their savings account while utilizing our checking account as well. Based on how much you keep in your shares, and you are actively using our checking account, you will be entitled to other great services like free checks, money orders, cashiers checks, and gift cards along with earning highly competitive rates on your savings account.| Share Rates | ||
| Effective Date: July 1st, 2008 | ||
| Name | Rate | APY |
| Regular Shares | 0.50% | 0.50% |
| Checking | 0.25% | 0.25% |
| Christmas Club | 0.50% | 0.50% |
| IRAs | 2.50% | 2.52% |
| Money Market Account | Up to $10,000 | 0.50% |
| $10,001 TO $25,000 | 1.00% | |
| $25,001 TO $50,000 | 1.25% | |
| OVER $50,000 | 1.50% | |
