Leaving UPSCU.com

Note to Former FECCCU and CCCU Members

The services featured on this page are for UPSCU Members. Please choose your former credit union and review their related pages.

Online Access

Home Banking

At UPSCU we’re all about convenience. You can access your account anytime, anywhere with our Home Banking Services. With this time-saving service you can transfer money between your UPSCU accounts, make balance inquiries on your accounts and loans, reconcile your checking account, review account histories and recent transactions, make payments on your UPSCU loans all from your own computer.


Access your online VISA account.



Access your statements 24/7. This service offers you the ability to receive your Credit Union statement faster and more safely than regular mail. Once you are logged on to your account in home banking, click on e-statements under the Account Access. You’ll be able to view your statements at any time from any phone or computer with Internet access.  You have the ability to save to a folder on your computer and have complete access to your previous statements anytime. (You must enroll in Home Banking to access this service. You also must enable your pop-ups as the statement will open in a new window.)

Bill Pay

With Bill Pay, members can set up merchants easily, choose from flexible payment scheduling options, make convenient funds transfers, request alerts, and so much more!

  • Provides fast, easy payee set-up with the ability to make payments right away
  • Allows users to manage their payment schedule with immediate, one-time and recurring payment options
  • Offers the ability to conveniently schedule multiple payments from a single screen
  • Generates e-mail alerts and notifications of payment activity
  • Provides detailed payment history information and online access to payment status
  • No monthly service fee


Our mobile app makes it safe and convenient to stay connected to your finances. No matter the time of day, you can check your balances, transfer money, or make a payment from your phone. You can now even deposit checks by simply taking a picture and submitting it! Download and install the app by searching “U.P. State Credit Union” in your app store.

  • Mobile Check Deposit
  • Check your balances
  • Monitor account activity
  • Make loan payments
  • Online bill pay
  • Transfer funds

Online banking is required to use Mobile Banking. Speak with one of our friendly Member Service Representatives to get started. Already signed up for Online Banking? All you need to do is download the app and sign in!

How to make a Mobile Deposit

After logging in, tap “Deposit” tab in the menu bar at the bottom of the screen.  From here, you can deposit paper checks with just a few taps.

To deposit a check, begin by endorsing the back of the check.  “For Mobile Deposit at UPSCU only.” Then select “Deposit a check” from the deposit screen.  Choose the account to deposit into and enter the amount.  Next, tap “Take photos” to proceed.

Take a photo of the front and back of your check, following the instructions.

If you need assistance taking your photos, tap “Help” on the top right-hand side of the screen.  This button will prompt you with instructions on how to get the best results when taking photos of the check.

After taking the photos, tap the “Make a deposit” button to complete the process.  This will confirm the amount and the account of the deposit.  You can check the status of your deposit at any time.

Funds are normally received within two business days. Please keep your check until funds are posted to your account.

Shared Branching


With more than 5,600 locations coast to coast, the CO-OP Shared Branch network allows members of U.P. State Credit Union to do a range of transactions at other credit unions. Through the CO-OP Shared Branch network, participating credit unions can serve members in diverse geographical locations, even when they move or travel.