U.P. State Credit Union has excellent rates, terms and no application fees to finance that side-by-side, snowmobile, trailers, campers, or watercraft! By using the calculator, you can figure your estimated payments before you make the trip to the dealer. We encourage you to talk to a UPSCU Loan Officer and get pre-approval today. In the Upper Peninsula, we have indirect lending with several dealers where they finance directly with us.
New Collateral: .50% off rates listed below.
Go to Loan Application| Credit Score | 24 Months | 36 Months | 48 Months | 60 Months | 72 Months | 84 Months |
| (A+A) 700+ Terms | 5.50% | 6.00% | 6.50% | 7.00% | 7.75% | 8.75% |
| (B) 640-699 Terms | 7.50% | 8.00% | 8.50% | 9.00% | 9.75% | 10.75% |
| (C) 600-639 Terms | 11.00% | 11.50% | 12.00% | 12.50% | 13.25% | 14.25% |
| (D) 550-599 Terms | 14.00% | 14.50% | 15.00% | 15.50% | 16.25% | 17.25% |
| (E) 549 & Below | 17.00% | 17.50% | 18.00% | 18.50% | 19.25% | 20.25% |
All Rates are APR. APR is Annual Percentage Rate. Application and other fees may apply. Subject to approval.
Programs, rates, terms and conditions are subject to change without notice.
Programs, rates, terms and conditions are subject to change without notice.
