U.P. State Credit Union has excellent rates, terms and no application fees to finance that side-by-side, snowmobile, trailers, campers, or watercraft! By using the calculator, you can figure your estimated payments before you make the trip to the dealer. We encourage you to talk to a UPSCU Loan Officer and get pre-approval today. In the Upper Peninsula, we have indirect lending with several dealers where they finance directly with us.Go to Loan Application
|Credit Score||24 Months||36 Months||48 Months||60 Months||72 Months|
|(A+A) 700+ Terms||5.00%||5.50%||6.00%||6.50%||7.25%|
|(B) 640-699 Terms||7.00%||7.50%||8.00%||8.50%||9.25%|
|(C) 600-639 Terms||10.50%||11.00%||11.50%||12.00%||12.75%|
|(D) 550-599 Terms||13.50%||14.00%||14.50%||15.00%||15.75%|
|(E) 549 & Below||16.50%||17.00%||17.50%||18.00%||18.75%|
Programs, rates, terms and conditions are subject to change without notice.