U.P. State Credit Union has excellent rates, terms and no application fees to finance that side-by-side, snowmobile, trailers, campers, or watercraft! By using the calculator, you can figure your estimated payments before you make the trip to the dealer. We encourage you to talk to a UPSCU Loan Officer and get pre-approval today. In the Upper Peninsula, we have indirect lending with several dealers where they finance directly with us.Go to Loan Application
|Credit Score||24 Months||36 Months||48 Months||60 Months||72 Months|
|(A+A) 700+ Terms||2.25%||2.75%||3.25%||3.75%||4.25%|
|(B) 640-699 Terms||3.75%||4.25%||4.75%||5.25%||5.75%|
|(C) 600-639 Terms||7.75%||8.25%||8.75%||9.25%|
|(D) 550-599 Terms||10.75%||11.25%||11.75%||13.00%|
|(E) 549 & Below||12.75%||13.25%||13.75%||14.25%|
Programs, rates, terms and conditions are subject to change without notice.