U.P. State Credit Union has excellent rates, terms and no application fees to finance that side-by-side, snowmobile, trailers, campers, or watercraft! By using the calculator, you can figure your estimated payments before you make the trip to the dealer. We encourage you to talk to a UPSCU Loan Officer and get pre-approval today. In the Upper Peninsula, we have indirect lending with several dealers where they finance directly with us.Go to Loan Application
|Credit Score||24 Months||36 Months||48 Months||60 Months||72 Months|
|(A+A) 700+ Terms||3.00%||3.50%||4.00%||4.50%||5.00%|
|(B) 640-699 Terms||4.50%||5.50%||5.50%||6.60%||6.50%|
|(C) 600-639 Terms||8.50%||9.00%||9.50%||10.00%|
|(D) 550-599 Terms||11.50%||12.00%||12.50%||13.75%|
|(E) 549 & Below||13.50%||14.00%||14.50%||15.00%|
Programs, rates, terms and conditions are subject to change without notice.